Personal Loan
Instant funds for weddings, travel, medical or any personal need — no collateral required.
9.99%Interest from (p.a.)
Up to ₹50LLoan amount
12-84 monthsTenure
24 hrsQuick approval
Why choose us
Personal Loan benefits
⚡
Instant approval
Get approved in as little as 24 hours with minimal documentation.
🔓
No collateral
Completely unsecured - no need to pledge any asset.
💸
Flexible amounts
Borrow anywhere from ₹50,000 to ₹50 lakh as per your eligibility.
📅
Easy tenure
Choose a repayment period from 12 to 84 months.
Plan your EMI
Calculate your EMI
EMI Breakdown
Your monthly EMI and payment breakdownMonthly EMI₹10,871
Principal amount₹5,00,000
Total interest₹1,52,260
Total payable₹6,52,260
- PAN card & Aadhaar card
- Last 3 months' salary slips
- Last 6 months' bank statement
- Passport-size photograph
- Address proof
FAQ
Frequently asked questions
Who is eligible for a personal loan?
Salaried or self-employed individuals aged 21-60 with a stable income source are generally eligible.
How fast can I get the loan?
Once documents are verified, eligible applicants can receive approval within 24 hours.
Does SetuMoney lend directly?
No. SetuMoney connects you with partner banks and NBFCs who provide the loan.