Instant Loan
Need money right now? Get a small-ticket loan disbursed to your account in minutes, fully online.
10.50%Interest from (p.a.)
Up to ₹2LLoan amount
Up to 60 monthsTenure
24 hrsQuick approval
Why choose us
Instant Loan benefits
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Disbursed in minutes
100% digital — approval and disbursal in minutes for eligible users.
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Fully paperless
Apply from your phone, no branch visit needed.
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No collateral
Unsecured — nothing to pledge.
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Short, flexible tenure
Repay over up to 60 months to suit your budget.
Plan your EMI
Calculate your EMI
EMI Breakdown
Your monthly EMI and payment breakdownMonthly EMI₹10,871
Principal amount₹5,00,000
Total interest₹1,52,260
Total payable₹6,52,260
- PAN card & Aadhaar card
- Last 3 months' bank statement
- Salary slip or income proof
- A working mobile number for OTP
FAQ
Frequently asked questions
How fast is an instant loan?
For eligible, pre-verified users funds can reach the account within minutes of approval.
How much can I borrow?
Instant loans are small-ticket, usually up to ₹5 lakh, based on your profile.
Does SetuMoney lend directly?
No. We connect you with partner lenders who disburse the loan.